NY State of Health is an organized marketplace designed to help people shop for and enroll in health insurance coverage. Individuals, families and small businesses will be able to use the Marketplace to help them compare insurance options, calculate costs and select coverage online, in-person, over the phone or by mail. The Marketplace will help people to check their eligibility for health care programs like Medicaid and sign up for these programs if they are eligible. The Marketplace will also be able to tell what type of financial assistance is available to applicants to help them afford health insurance purchased through the Marketplace. Insurance coverage can be purchased through NY State of Health beginning in October 1, 2013 and can be effective starting January 1, 2014.

Learn more through these key resources:

Fast Facts <http://info.nystateofhealth.ny.gov/fast-facts>

Navigator and Plan Maps <http://info.nystateofhealth.ny.gov/resources?f[0]=field_resource_type%3A81>

Tax Credit and Premium Estimator <http://info.nystateofhealth.ny.gov/PremiumEstimator>

Videos <http://info.nystateofhealth.ny.gov/resources?f[0]=field_resource_type%3A1>

FAQs <http://info.nystateofhealth.ny.gov/resources?f[0]=field_resource_type%3A3>

Materials <http://info.nystateofhealth.ny.gov/resources?f[0]=field_resource_type%3A80>

(like fact sheets) in English

Materials in Additional Languages <http://info.nystateofhealth.ny.gov/AdditionalLanguageMaterials>

Customer Service Center <http://info.nystateofhealth.ny.gov/news/customer-service-center-open>


Marketplace History and Development

Under the federal Affordable Care Act, a Marketplace will be operating in every state starting in October 2013. States have the option to either set up a Marketplace or to allow the federal government to set up a Marketplace in their state. New York has chosen to set up its own Marketplace, called NY State of Health. (Previously, it was called the New York Health Benefit Exchange.) On April 12, 2012, Governor Cuomo issued Executive Order #42 <http://www.governor.ny.gov/press/04122012-EO-42>to establish it within the NYS Department of Health.

On July 9, 2012 Governor Cuomo submitted a declaration letter <http://info.nystateofhealth.ny.gov/news/governor-cuomo-issues-declaration-letter>to the Centers for Medicare & Medicaid Services confirming New York's intent to establish a State-based Health Plan Marketplace consistent with the Affordable Care Act.

NY State of Health has established five Regional Advisory Committees <http://info.nystateofhealth.ny.gov/RegionalAdvisoryCommittee> pursuant to Governor Cuomo's Executive Order No. 42 to provide advice and make recommendations on the establishment and operation of the Marketplace, including recommendations about relevant regional factors. The five Committees represent the following regions of the state: Western NY, Central NY/Finger Lakes, Capital District/Mid-Hudson/Northern NY, New York City/Metro, Long Island. Each committee is comprised of representatives of consumers, small business, health care providers, insurance agents and brokers, labor organizations and other stakeholders.

How does NY State of Health impact me?

Individuals & Families </info-for-you/individuals-families>

Small Businesses <http://info.nystateofhealth.ny.gov/small-business-owners>

Stakeholders <http://info.nystateofhealth.ny.gov/stakeholders>

Community Health Advocates <http://www.communityhealthadvocates.org/> at (888) 614-5400 or cha@cssny.org <mailto:cha@cssny.org> for help with finding, keeping, and using health insurance in New York State.

New York Programs

Uninsured residents with medical conditions that are expensive to treat may be eligible for the NY Bridge Plan, a new pre-existing condition insurance plan. For more information on this program, visit the

Pre-Existing Condition Insurance Plan page <http://www.emblemhealth.com/nybridgeplan/index.html>.

You may qualify for reduced-cost health insurance through New York State programs such as:

Child Health Plus <http://www.nyhealth.gov/nysdoh/chplus/>

Family Health Plus <http://www.nyhealth.gov/nysdoh/fhplus/>

Healthy NY <http://www.healthyny.com/>

Medicaid <http://www.nyhealth.gov/health_care/medicaid/>

Additional information on health insurance programs available in New York State and how to apply to them is available on the

New York State Department of Health website <http://www.nyhealth.gov/health_care/>.


Questions relating to health insurance in New York State can be addressed by the Department of Financial Services Consumer Services Bureau at 1-800-342-3736.

Search for Coverage

The health care reform law creates a new web portal,

www.HealthCare.gov <http://finder.healthcare.gov/?state=NY&x=13&y=14>, that will help individuals and small businesses find health insurance coverage. Through this web portal, individuals and small businesses can find options for private health insurance coverage in their area, as well as information about public programs that are available. This website also offers further details on how health care reform will benefit specific groups in different ways. Information on how health care reform might affect your health insurance benefits is available through the pages listed below:

Children <http://www.whitehouse.gov/files/documents/health_reform_for_children.pdf>


Young Adults <https://www.healthcare.gov/how-does-the-affordable-care-act-affect-me/>

Individuals <https://www.healthcare.gov/how-does-the-health-care-law-protect-me/>

Families with Children <https://www.healthcare.gov/how-does-the-affordable-care-act-affect-me/>

Seniors <https://www.healthcare.gov/how-does-the-affordable-care-act-affect-me/>

African Americans <http://www.whitehouse.gov/files/documents/health_reform_for_african_americans.pdf>


Americans with Disabilities <https://www.healthcare.gov/how-does-the-affordable-care-act-affect-me/>

Asian Americans and Pacific Islanders <http://www.whitehouse.gov/sites/default/files/rss_viewer/health_reform_for_aapi.pdf>


Employers <http://business.usa.gov/healthcare>

Latinos <http://www.whitehouse.gov/files/documents/health_reform_for_latinos.pdf>


LGBT <http://www.whitehouse.gov/sites/default/files/rss_viewer/health_reform_for_lgbt_communities.pdf>


Rural Americans <http://www.whitehouse.gov/files/documents/health_reform_for_rural_americans.pdf>


Small Businesses <https://www.healthcare.gov/how-does-the-affordable-care-act-affect-me/>

Veterans and Military Personnel <http://www.whitehouse.gov/sites/default/files/rss_viewer/health_reform_for_veterans.pdf>


Women <https://www.healthcare.gov/how-does-the-affordable-care-act-affect-me/>

What Will Health Care Reform Mean for You? <http://www.whitehouse.gov/healthreform>


How does NY State of Health impact me?

Individuals & Families </info-for-you/individuals-families>

Small Businesses <http://info.nystateofhealth.ny.gov/small-business-owners>

Stakeholders <http://info.nystateofhealth.ny.gov/stakeholders>